Gulf States offers Risk-Based Lending.  Your rate will depend on  your credit score.  Rates subject to change without notice.

  

Personal or Unsecured Loan
Term	$ Amount	Rate as  low as:	Calculator
12 mos.	500-20,000	6.50%
13-60 mos.	500-20,000	10.50%

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New Auto Loans (includes cars, trucks & motorcycles)
Term	Rate as low as:	Calculator
24 mos.	5.00%
36 mos.	5.00%
48 mos.	5.25%
60 mos.	5.50%
72 mos.	5.75%

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Used Auto Loans (includes cars, trucks & motorcycles)
Term	Rate as low as:	Calculator
24 mos.	5.75%
36 mos.	6.00%
48 mos.	6.25%
60 mos.	6.50%
72 mos.	6.75%

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First Mortgage
Term	Rate as low as:	Calculator
15 year	Call us for rate
30 year	Call us for rate

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Home Equity Loan / Second Mortgage
Term	Rate as low as:	Calculator
60 mos.	7.50%
120 mos.	8.00%
180 mos.	9.25%

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Home Equity Line of Credit (HELOC)
Term	Rate as low as:	Calculator
20 Year Max*	1% over Prime

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Home Improvement
Term	Rate as low as:	Calculator
60 mos.	8.75%

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VISA Platinum
Term	Rate as low as:	Calculator
n / a	9.90%	n / a

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*Speak to a loan specialist for more details at (407) 831-8844 or email.