Gulf States Credit Union









Loans & Credit

We know that you have many choices when choosing a financial institution for your next loan and yes, Gulf States has a wide variety of very competitive  loans to suit just about any need you may have.  But with the choices being many, you want to trust someone. . .someone to help advise you on the right decisions and we can help.

AUTO & TRUCK  LOANS
Check out our auto center where not only can we help you find the car that you are looking for, we can insure it, we can offer added mechanical protection, and yes we can even finance it!  We love motorcycle loans too!  

FIRST MORTGAGE
Gulf States has a wide selection of mortgage programs and some of the most competitive rates around.  Check out our mortgage pages. . .there is something for the first time home buyer and the most savvy home buyer. 


HOME  EQUITY / HELOC LOANS
Unlock the equity you have built up in your home to consolidate debt, do major home improvements, pay college tuition.  Your equity may be the key to making your home, your castle or it may relieve some of your debt stress. 


CREDIT CARDS
Many card companies can change your rate on a whim and it never goes lower.  They can change the rules in the middle of the game too.  Our Platinum VISA program offers low, fixed rates with no annual fees. 


OTHER LOANS
Small, personal unsecured loans, boat and recreational vehicle loans are just a few of the many loans we offer.  If you have a need, we have a loan for you.


BUSINESS LENDING
Loan products from vehicle & equipment financing to commercial real estate loans, Gulf States has the loan for you. 


CREDIT REPORTS
Learn how you can get a free copy of your credit report. 


Home Equity Rates Auto Rates Savings Rates

home equity - as low as 7.0%
heloc - 1% over Prime

new - as low as 5.0%
used - as low as 5.75%

savings rates - 1.0% 
money markets - up to 2.5%

> view more rates > view more rates > view more rates
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